Thursday, June 14, 2007

Investment-Linked Health Protector


Attention to your healthcare needs has never been more important these days as working pressures and a hectic lifestyle constantly surround us. Therefore, it is wise to start your medical insurance plan as early as possible.

A sudden illness or long-term medical needs can leave you financially strapped. Your lifetime savings will be hit hard and your future plans will be badly affected.

With a Great Eastern investment-linked plan, you can opt to attach a medical rider called Investment-Linked Health Protector (ILHP) to your Life plan. The Investment-Linked Health Protector offers comprehensive coverage to guard against the debilitating effects of any illnesses or accidents and the ensuing drain on your finances.

Health is precious. It is everyone’s dream to live a happy, healthy life. However, we should also prepare for unforeseen circumstances so we can cope better with any eventualities that may come our way. Investment-Linked Health Protector is the all-in-one medical rider you and your family will ever need for round-the-clock protection at home and abroad.

Sign up today and enjoy the benefits!
Uniqueness of Investment-Linked Health Protector Health is wealth – an axiom that is as true today as it was centuries ago. Good health is the prerequisite of a happy life. With Investment-Linked Health Protector, you have a comprehensive medical plan that provides you: –

High annual limit and lifetime limit
Investment-Linked Health Protector reimburses your medical claims (subject to provision of your policy) in one lump sum up to a maximum annual limit of RM150,000 and Lifetime Limit of RM450,000, depending on the chosen plan.

Government hospital daily cash
If you are hospitalised at any government hospital, a Cash Benefit of RM50.00 per day up to 120 days per policy year will be payable.

Guaranteed renewal till age 69 years next birthday
Anyone between 6 months and 60 years of age may apply this plan. Renewal is guaranteed as long as your investment-linked policy has sufficient fund value and the age next birthday of the Life Assured does not exceed 69 or until the maximum claims limit is reached provided that the company continues to offer this plan to the public.

Accidental death benefit
In the event of death caused directly from accident, an additional Accidental Death Benefit up to RM20,000 will be payable, depending on the chosen plan

Overseas treatment
All benefits provided in this plan are applicable worldwide for twentyfour (24) hours a day. Worldwide coverage applies only if medical treatment is received within 90 days of your overseas stay. The treatment costs payable shall be limited to the reasonable and customary medically necessary charges for such equivalent local treatment in Malaysia

  • Emergency Assistance Services
    Investment-Linked Health Protector provides you the following services to cover you for emergency cases when you travel overseas for a vacation or business trip:
    • Emergency Medical Ev a c u a t i o n
    • Hospitalisation
    • Medically Supervised Repatriation
    • Compassionate Visit
    • Return of Children
    • Pre-trip Travel Information
    • Repatriation of Remains
    • Retrieval of Lost Items
    • Telephone Medical Referral
    • Legal Referral
    • Emergency Message Relay
    • Referral to interpreter or translator
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