Thursday, June 14, 2007

Great EduPlanner


Your child is your pride and joy and you want the best for him. Our education planner is here to ease your financing requirements for your child's education. With a minimum coverage of RM10,000, you can start your child on the right footing, providing him a guaranteed education fund when he needs it.

Great EduPlanner is an endowment plan that allows you to participate in the company’s surplus (if any) in the form of compound reversionary bonus and terminal bonus. This means that you will be receiving additional lump sum cash at the end of the policy term for your child’s education expenses.

With Great EduPlanner, you can enjoy extra coverage with shorter premium payment term. You will have the flexibility to choose a plan with premium payment term of 10, 15 or 20 years depending on your needs.For example, you only pay premium for 10 years and it will give you 15 years of coverage. If you choose the premium payment term of 15 years, then you will enjoy 20 years of coverage. The policy will mature at the end of the coverage term.

The plan provides,

  • Flexibility to choose a plan with premium payment term of 10, 15 or 20 years to suit your needs.
  • Comprehensive financial protection on death and total & permanent disability should anything happen to you.
  • Extra protection and coverage with additional supplementary benefits to suit your needs.
  • Favourable tax treatment such as lower taxable income, tax-free benefit and estate tax free benefit (subject to the Malaysian Income Tax Act, 1967).
You are encouraged to invest in Great EduPlanner if you child is between the ages of one month to 16 years.

Supreme Livin'Care Plus - Whole Life Living Assurance with Cash Bonus



Major illnesses don't just strike the elderly. They can also afflict the young and seemingly healthy, those in the prime of their lives. Are you protected financially? What happens as a breadwinner, you are taken ill? Or worse, when that illness is a major event, a permanent or debilitating disease or emergency?

Supreme Livin'Care Plus, a comprehensive whole life plan that is specially designed to cover you against 36 of the most common and serious medical conditions, as well as total and permanent disablement and death. The plan insures you against the following events:


Heart Attack Stroke

Coronary Artery By-pass Surgery Cancer

Kidney Failure Fulminant Hepatitis

Major Organ Transplant Paralysis (Paraplegia, Tetraplegia)

Multiple Sclerosis Pulmonary Hypertension

Total Permanent Blindness Heart Valve Surgery

Major Burns Aorta Surgery

Loss of Speech Alzheimer's Disease

Terminal Illness Motor Neurone Disease

End Stage Liver Disease Encephalitis

HIV Infection from Blood Aplastic Anaemia Transfusion

Accidental Head Injury Resulting in Major Head Trauma Parkinson's Disease

Poliomyelitis Benign Brain Tumor

End Stage Lung Disease Coma

Brain Surgery Bacterial Meningitis

Other Serious Coronary Artery Disease Apallic Syndrome

AIDS Cover of Medical Staff Full Blown AIDS

Muscular Dystrophy Total Permanent Deafness

Supreme Livin'Care Plus comes with an annual Cash Bonus which allows you the financial flexibility to manage how this bonus is to be used. You have the choice of withdrawing this extra cash to use as you wish, keep it as part of your policy and reap even larger future payout, or use it to pay future premiums.

The plan comes with Deferred Whole Life advantage. With this, you are guaranteed to significantly increase your policy value without having to pay an additional premium. Depending on your age of entry, you can gain up to 100% in addition to the basic sum assured. This means increased protection for you to handle any of life's crisis with complete peace of mind. This plan provides you with a lifetime protection up to age 87 and the flexibility to select a basic sum assured starting from a minimum coverage of RM15,000 and up to a maximum coverage of RM1,000,000.

"Every woman deserves a great life. "

GreatLife Essential Lady

You work hard to achieve your goals in your career and for your family. While looking after your loved ones, you also want to take care of your own health and well-being.

GreatLife Essential Lady is created with you in mind. It is a new category of insurance plans that is developed to protect you against major female-related health conditions. Depending on your needs, you have a choice of two riders.

Investment-Linked LadyCare Rider - is ideal for all women who want protection against female-related illnesses.

Investment-Linked LadyCare Advantage Rider - designed for women who are planning for motherhood, and those who need maternity-related coverage.

  • Protection against major female illnesses
    LadyCare provides you with protection against female-related illnesses, such as cancers to the breast, cervix uteri, uterus, placenta, fallopian tube, vulva and vagina, even during the early stage.
  • Up to 130% of protection value
    Once you are diagnosed with cancer*, the benefits also include surgical procedures related to breast and female internal organs such as uterus, fallopian tube and vagina. The total coverage for cancer and the related surgical procedures is up to 130% of rider's sum assured. *Terms and conditions apply.
  • Assurance during pregnancy
    LadyCare Advantage not only covers against female-related illnesses and related surgical procedures, but also protects you against maternity-related medical conditions. It covers complications arising in pregnancy and infant coverage such as Premature Birth Requiring Neonatal ICU, Down's Syndrome and Cleft Palate.


GreatLady


Life is probably even more demanding as a woman. Many women today are juggling a job and a family. Many more are seeking better career, or have higher aspirations.
And even if they marry, financial uncertainty doesn't necessarily disappear. GreatLady is a flexible and comprehensive financial protection plan which provides coverage for women against female-related illnesses.

You have the flexibility to choose and decide on the ideal plan that suits your changing needs

  • Protection against major female illnesses
    These include Systemic Lupus Erythematosus with Lupus Nephritis, Carcinoma-in-situ of breast or cervix uteri and female cancers in breast, cervix uteri, uterus, fallopian tube, ovary, vulva/vagina. GreatLady also covers facial reconstruct ive surgery due to accident and skin grafting due to cancer or burns.
  • Protection during pregnancy and childbirth
    In your special moments of motherhood, GreatLady covers complications arising in pregnancy and childbirth. Unlike other plans, Great Eastern is the first to offer this coverage further by including caesarean section and even infertility.
  • Protection from age-related conditions
    As older women are more prone to osteoporosis and arthritis, hip fractures and joint replacement are also covered.
  • Healthy living benefits
    Prevention is the best cure. GreatLady provides annual screenings and examinations, as well as workshops and seminars on women health and financial planning to help you live a fuller, secured and better-informed lifestyle.
  • Money back benefit
    Designed also as a long-term savings plan for you where at maturity of this plan, all premiums paid less any claim* made will be refunded to you. (* exclude healthy living benefits)

Investment-Linked Health Protector


Attention to your healthcare needs has never been more important these days as working pressures and a hectic lifestyle constantly surround us. Therefore, it is wise to start your medical insurance plan as early as possible.

A sudden illness or long-term medical needs can leave you financially strapped. Your lifetime savings will be hit hard and your future plans will be badly affected.

With a Great Eastern investment-linked plan, you can opt to attach a medical rider called Investment-Linked Health Protector (ILHP) to your Life plan. The Investment-Linked Health Protector offers comprehensive coverage to guard against the debilitating effects of any illnesses or accidents and the ensuing drain on your finances.

Health is precious. It is everyone’s dream to live a happy, healthy life. However, we should also prepare for unforeseen circumstances so we can cope better with any eventualities that may come our way. Investment-Linked Health Protector is the all-in-one medical rider you and your family will ever need for round-the-clock protection at home and abroad.

Sign up today and enjoy the benefits!
Uniqueness of Investment-Linked Health Protector Health is wealth – an axiom that is as true today as it was centuries ago. Good health is the prerequisite of a happy life. With Investment-Linked Health Protector, you have a comprehensive medical plan that provides you: –

High annual limit and lifetime limit
Investment-Linked Health Protector reimburses your medical claims (subject to provision of your policy) in one lump sum up to a maximum annual limit of RM150,000 and Lifetime Limit of RM450,000, depending on the chosen plan.

Government hospital daily cash
If you are hospitalised at any government hospital, a Cash Benefit of RM50.00 per day up to 120 days per policy year will be payable.

Guaranteed renewal till age 69 years next birthday
Anyone between 6 months and 60 years of age may apply this plan. Renewal is guaranteed as long as your investment-linked policy has sufficient fund value and the age next birthday of the Life Assured does not exceed 69 or until the maximum claims limit is reached provided that the company continues to offer this plan to the public.

Accidental death benefit
In the event of death caused directly from accident, an additional Accidental Death Benefit up to RM20,000 will be payable, depending on the chosen plan

Overseas treatment
All benefits provided in this plan are applicable worldwide for twentyfour (24) hours a day. Worldwide coverage applies only if medical treatment is received within 90 days of your overseas stay. The treatment costs payable shall be limited to the reasonable and customary medically necessary charges for such equivalent local treatment in Malaysia

  • Emergency Assistance Services
    Investment-Linked Health Protector provides you the following services to cover you for emergency cases when you travel overseas for a vacation or business trip:
    • Emergency Medical Ev a c u a t i o n
    • Hospitalisation
    • Medically Supervised Repatriation
    • Compassionate Visit
    • Return of Children
    • Pre-trip Travel Information
    • Repatriation of Remains
    • Retrieval of Lost Items
    • Telephone Medical Referral
    • Legal Referral
    • Emergency Message Relay
    • Referral to interpreter or translator
  • Be medically protected until age 100


    Lifetime healthcare protection

    One of the most important aspects of living well is good health. As we get older, staying healthy requires increasing funds as medical costs rise and the incidence of lifestyle diseases escalate.

    Research has shown, we are also living much longer than our forefathers. This means that we need health coverage over a longer period of time.

    Unfortunately, most health plans expire at age 70. This means you are vulnerable when you need health protection the most. So, how do you prepare for such an eventuality?

    Introducing MediCare 100 - a new and innovative all-in-one plan that frees you from medical and financial uncertainties now and beyond your retirement years.

    Medicare 100 is designed to meet your changing health needs and protects you up to age 100. What's more, your coverage will increase by 10% each year until a maximum of 200%*. This will help cushion the effects of inflation on the value of the plan

    This means you will significantly increase your policy value from the second policy year onwards. There is now increased protection for you to handle any of life's emergencies with complete peace of mind.

    MediCare 100 will give protection for your health until age 100. It aims to meet your changing healthcare needs at each stage of your life with a comprehensive range of healthcare services

    Key medical benefits include:-


      a) Hospitalisation and surgical expenses
      b) Diagnostics tests
      c) Chemotherapy and radiotherapy
      d) Pre- and post-hospitalisation treatments
      e) Emergency accident outpatient treatment.
      f) Second Opinion coverage*
      g) Home care benefits

    You can also depend on MediCare 100 to pay for medical equipment such as hearing aid, wheel chair and crutches*. Even dental and eye care expenses are covered*.

    Whatever stage of life you are in now, be assured that MediCare 100 will be able to take care of any eventualities that may occur.

    With MediCare 100, you can enjoy a peace of mind for you and your loved ones as there is also coverage for death, total and permanent disability* (TPD), and terminal illness.